/* ===== 보험비교 가이드 디자인 시스템 (글·페이지) ===== */
:root{
  --brand:#1B4B8F; --brand-700:#14407C; --brand-600:#1B5AA6;
  --accent:#2FA8D6; --accent-soft:#E4F4FB;
  --ink:#10233D; --ink-2:#31486A; --muted:#64748B;
  --bg:#F7F9FC; --bg-2:#EEF3FA; --card:#FFFFFF;
  --line:#E2E9F3; --line-2:#D3DEEB;
  --r-s:8px; --r-m:14px; --r-l:22px; --r-xl:30px;
  --sh-1:0 1px 2px rgba(16,35,61,.05),0 4px 14px rgba(16,35,61,.05);
  --sh-2:0 2px 6px rgba(16,35,61,.06),0 18px 44px rgba(16,35,61,.10);
  --maxw:1200px;
  --font-sans:'Pretendard Variable',Pretendard,-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,'Noto Sans KR',sans-serif;
  --font-serif:'Noto Serif KR',Georgia,'Times New Roman',serif;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--font-sans);background:var(--bg);color:var(--ink);line-height:1.7;font-size:16px;margin:0;overflow-x:hidden}
img{max-width:100%;display:block;height:auto}
a{color:var(--brand);text-decoration:none}
a:hover{color:var(--brand-600)}
:focus-visible{outline:3px solid var(--accent);outline-offset:2px;border-radius:4px}
.skip-link{position:absolute;left:-9999px;top:0;background:var(--brand);color:#fff;padding:10px 16px;border-radius:0 0 8px 0;z-index:200}
.skip-link:focus{left:0}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}

/* Header */
.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.86);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:72px;gap:16px}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;font-size:19px;letter-spacing:-.02em;color:var(--ink)}
.brand img{width:34px;height:34px;border-radius:9px}
.brand .sub{display:block;font-size:11px;font-weight:600;color:var(--muted)}
.nav-links{display:flex;align-items:center;gap:6px}
.nav-links a{padding:9px 14px;border-radius:999px;font-size:15px;font-weight:600;color:var(--ink-2)}
.nav-links a:hover{background:var(--bg-2);color:var(--brand)}
.nav-links .btn{padding:10px 18px}
.nav-toggle{display:none;background:none;border:0;width:44px;height:44px;border-radius:10px;cursor:pointer;align-items:center;justify-content:center}
.nav-toggle span{display:block;width:20px;height:2px;background:var(--ink);margin:3px auto;border-radius:2px;transition:.25s}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;cursor:pointer;font-family:inherit;font-weight:700;font-size:15px;padding:14px 24px;border-radius:12px;transition:transform .18s ease,box-shadow .18s ease,background .18s ease,color .18s ease;line-height:1.2}
.btn-primary{background:var(--brand);color:#fff;box-shadow:0 8px 20px rgba(27,75,143,.28)}
.btn-primary:hover{background:var(--brand-600);color:#fff;transform:translateY(-2px);box-shadow:0 12px 26px rgba(27,75,143,.34)}
.btn-ghost{background:#fff;color:var(--brand);border:1.5px solid var(--line-2)}
.btn-ghost:hover{border-color:var(--brand);color:var(--brand);transform:translateY(-2px)}

/* Hero (article header) */
.article-hero{background:
  radial-gradient(1000px 420px at 90% -10%,rgba(47,168,214,.13),transparent 55%),
  linear-gradient(180deg,#FFFFFF 0%,var(--bg) 100%);
  border-bottom:1px solid var(--line);padding:64px 0 52px}
.article-hero-inner{max-width:860px;margin:0 auto}
.breadcrumb{display:flex;align-items:center;gap:8px;font-size:13px;font-weight:600;color:var(--muted);margin-bottom:18px}
.breadcrumb a{color:var(--brand)}
.breadcrumb span[aria-hidden]{color:var(--line-2)}
.article-title{font-size:clamp(28px,4vw,42px);font-weight:800;letter-spacing:-.03em;line-height:1.3;margin:0 0 18px}
.article-meta{display:flex;flex-wrap:wrap;align-items:center;gap:10px 16px;font-size:13.5px;color:var(--muted);font-weight:600}
.article-meta .cat{color:var(--brand);background:var(--accent-soft);padding:4px 12px;border-radius:999px;font-size:12.5px}
.article-lead{color:var(--muted);font-size:16.5px;line-height:1.8;margin:8px 0 0;max-width:640px}
.article-cover{padding:28px 24px 0;max-width:980px;margin:0 auto}
.article-cover img{width:100%;aspect-ratio:16/9;object-fit:cover;border-radius:var(--r-xl);box-shadow:var(--sh-2)}

/* Body layout */
.article-body{display:grid;grid-template-columns:minmax(0,760px) 320px;gap:56px;padding:56px 24px 96px;max-width:1200px;margin:0 auto}
.article-content{min-width:0}
.article-content > *{max-width:760px}
.page-page .article-body{grid-template-columns:minmax(0,820px);justify-content:center}
.page-page .article-content > *{max-width:820px}

/* Prose */
.article-content h2{font-size:clamp(23px,2.8vw,29px);font-weight:800;letter-spacing:-.02em;line-height:1.4;margin:56px 0 18px;padding-bottom:12px;border-bottom:2px solid var(--bg-2);position:relative}
.article-content h2::after{content:"";position:absolute;left:0;bottom:-2px;width:64px;height:2px;background:linear-gradient(90deg,var(--brand),var(--accent))}
.article-content h3{font-size:20px;font-weight:800;letter-spacing:-.01em;line-height:1.45;margin:40px 0 14px;color:var(--ink-2)}
.article-content h3::before{content:"";display:inline-block;width:9px;height:18px;border-radius:3px;background:linear-gradient(180deg,var(--brand),var(--accent));margin-right:10px;vertical-align:-3px}
.article-content p{font-size:16.5px;line-height:1.85;color:#22344E;margin:0 0 18px}
.article-content ul,.article-content ol{margin:0 0 22px;font-size:16px;line-height:1.85;color:#22344E}
.article-content li{margin-bottom:8px}
.article-content strong{color:var(--ink);font-weight:700}
.article-content a{text-decoration:underline;text-underline-offset:3px;text-decoration-color:#B9CBE4}
.article-content a:hover{text-decoration-color:var(--brand)}
.article-content img{border-radius:var(--r-m);box-shadow:var(--sh-1);margin:24px auto}
.article-content figure{margin:28px 0}
.content-img{background:var(--bg-2);border-radius:var(--r-m);overflow:hidden;margin:28px 0}
.content-img img{width:100%;margin:0;border-radius:0;box-shadow:none}
.content-img figcaption,.article-content figcaption{font-size:13px;color:var(--muted);text-align:center;padding:12px 16px;background:#fff;border-top:1px solid var(--line)}

/* Callout */
.callout,.article-content blockquote{background:linear-gradient(180deg,#FFFFFF,#F4F8FD);border:1px solid var(--line);border-left:4px solid var(--accent);border-radius:0 var(--r-m) var(--r-m) 0;padding:20px 22px;margin:28px 0;font-size:15.5px;line-height:1.8;color:var(--ink-2)}
.callout strong,.article-content blockquote strong{color:var(--brand);display:block;margin-bottom:6px;font-size:14px;letter-spacing:.02em}

/* Tables */
.article-content table{width:100%;border-collapse:separate;border-spacing:0;font-size:14.5px;margin:28px 0;background:#fff;border:1px solid var(--line);border-radius:var(--r-m);overflow:hidden}
.article-content thead th{background:var(--brand);color:#fff;text-align:left;font-weight:700;padding:13px 16px;font-size:13.5px;letter-spacing:.01em}
.article-content tbody td{padding:13px 16px;border-top:1px solid var(--line);color:#22344E;vertical-align:top;line-height:1.7}
.article-content tbody tr:nth-child(even) td{background:#FAFCFE}
.article-content tbody tr:hover td{background:var(--accent-soft)}
.article-content tbody td:first-child{font-weight:700;color:var(--ink)}
.article-content .cmp-table{box-shadow:var(--sh-1)}

/* CSS charts */
.article-content .chart{background:#fff;border:1px solid var(--line);border-radius:var(--r-m);padding:22px 24px;margin:28px 0;display:grid;gap:14px;box-shadow:var(--sh-1)}
.chart-row{display:grid;grid-template-columns:110px 1fr 130px;gap:14px;align-items:center;font-size:13.5px}
.chart-label{font-weight:700;color:var(--ink-2);white-space:nowrap}
.chart-bar{height:12px;border-radius:99px;background:var(--bg-2);overflow:hidden}
.chart-bar span{display:block;height:100%;border-radius:99px;background:linear-gradient(90deg,var(--brand),var(--accent));min-width:4px}
.chart-val{font-weight:700;color:var(--brand);font-size:13px;text-align:right}

/* Legal / AI notices */
.legal-notice{font-size:12.5px;line-height:1.8;color:#64748B;background:#F6F8FB;border-left:3px solid #CBD5E1;padding:14px 16px;margin:36px 0 12px;border-radius:0 10px 10px 0}
.legal-notice p{margin:4px 0;font-size:12.5px;line-height:1.75}
.ai-notice{font-size:12.5px;color:#94A3B8;margin:0 0 12px}

/* Related */
.article-related{min-width:0}
.article-related h2{font-size:16px;font-weight:800;letter-spacing:-.01em;margin:0 0 16px;padding-bottom:10px;border-bottom:2px solid var(--bg-2)}
.related-grid{display:grid;gap:14px}
.related-card{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--r-m);overflow:hidden;box-shadow:var(--sh-1);transition:transform .2s ease,box-shadow .2s ease}
.related-card:hover{transform:translateY(-3px);box-shadow:var(--sh-2)}
.related-card img{width:100%;aspect-ratio:16/9;object-fit:cover}
.related-card .rc-meta{display:block;padding:14px 16px 0;font-size:12px;font-weight:700;color:var(--brand)}
.related-card .rc-title{display:block;padding:4px 16px 16px;font-size:14.5px;font-weight:800;color:var(--ink);line-height:1.5}
.related-cta{display:grid;gap:10px;margin-top:20px}

/* Form */
.form-alert{border-radius:12px;padding:16px 18px;font-size:14.5px;font-weight:600;margin-bottom:22px}
.form-alert.success{background:#ECFDF5;border:1px solid #A7F3D0;color:#0F7A57}
.form-alert.error{background:#FEF2F2;border:1px solid #FECACA;color:#B91C1C}
.consult-form{background:#fff;border:1px solid var(--line);border-radius:var(--r-l);padding:28px;box-shadow:var(--sh-1);margin:24px 0;display:grid;gap:18px}
.consult-form .field{display:grid;gap:7px}
.consult-form label{font-size:14px;font-weight:700;color:var(--ink-2)}
.consult-form label .req{color:#D14343}
.consult-form input[type=text],.consult-form input[type=email],.consult-form input[type=tel],.consult-form textarea,.consult-form select{width:100%;border:1.5px solid var(--line-2);border-radius:10px;padding:13px 14px;font-family:inherit;font-size:15px;color:var(--ink);background:#FBFCFE;transition:border-color .2s,box-shadow .2s}
.consult-form input:focus,.consult-form textarea:focus,.consult-form select:focus{outline:0;border-color:var(--accent);box-shadow:0 0 0 3px rgba(47,168,214,.18);background:#fff}
.consult-form textarea{resize:vertical;min-height:140px;line-height:1.7}
.consult-form .consent{display:grid;gap:10px;background:var(--bg);border:1px solid var(--line);border-radius:12px;padding:18px 20px}
.consult-form .consent label{display:flex;gap:10px;font-size:13.5px;font-weight:600;align-items:flex-start;line-height:1.6;color:var(--ink-2)}
.consult-form .consent input[type=checkbox]{width:18px;height:18px;flex:none;margin-top:3px;accent-color:var(--brand)}
.consult-form .consent .req{color:#D14343}
.consult-form .hint{font-size:12.5px;color:var(--muted);line-height:1.7}
.consult-form .btn{width:100%;padding:16px}

/* Lists */
.list-wrap{padding:56px 24px 96px}
.post-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.post-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-l);overflow:hidden;box-shadow:var(--sh-1);display:flex;flex-direction:column;transition:transform .2s ease,box-shadow .2s ease}
.post-card:hover{transform:translateY(-5px);box-shadow:var(--sh-2)}
.post-card .thumb{aspect-ratio:16/9;overflow:hidden;background:var(--bg-2)}
.post-card .thumb img{width:100%;height:100%;object-fit:cover;transition:transform .35s ease}
.post-card:hover .thumb img{transform:scale(1.04)}
.post-card .body{padding:22px;display:flex;flex-direction:column;gap:10px;flex:1}
.post-card .meta{display:flex;align-items:center;gap:8px;font-size:12.5px;color:var(--muted);font-weight:600}
.post-card .meta .cat{color:var(--brand);background:var(--accent-soft);padding:3px 10px;border-radius:999px;font-size:11.5px}
.post-card h2{font-size:16.5px;font-weight:800;line-height:1.5;letter-spacing:-.01em;margin:0}
.post-card h2 a{color:var(--ink)}
.post-card h2 a:hover{color:var(--brand)}
.post-card .ex{font-size:13.5px;color:var(--muted);line-height:1.65;display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden;margin:0}
.post-card .more{margin-top:auto;font-size:13.5px;font-weight:700;color:var(--brand)}
.pagination{display:flex;justify-content:center;gap:8px;margin-top:48px}
.pagination .page-numbers{padding:10px 15px;border:1.5px solid var(--line-2);border-radius:10px;font-weight:700;font-size:14px;color:var(--ink-2);background:#fff}
.pagination .page-numbers.current{background:var(--brand);border-color:var(--brand);color:#fff}
.pagination a.page-numbers:hover{border-color:var(--brand);color:var(--brand)}

/* Footer */
.site-footer{background:#0E1B2E;color:#AEBBCB;font-size:14px;margin-top:0}
.site-footer .wrap{padding-top:72px}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:48px;padding-bottom:48px}
.footer-brand{display:flex;align-items:center;gap:10px;font-weight:800;font-size:18px;color:#fff;margin-bottom:14px}
.footer-brand img{width:32px;height:32px;border-radius:8px}
.footer-desc{color:#8FA0B5;line-height:1.75;max-width:340px;margin-bottom:20px}
.site-footer h4{color:#fff;font-size:14.5px;font-weight:800;margin:0 0 16px}
.footer-links{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.footer-links a{color:#AEBBCB}
.footer-links a:hover{color:#fff}
.footer-bottom{border-top:1px solid rgba(255,255,255,.10);padding:28px 0 34px}
.site-footer .legal-notice{background:rgba(255,255,255,.04);border-left:3px solid #3A5B85;border-radius:0 10px 10px 0;padding:14px 18px;font-size:12.5px;line-height:1.75;color:#8FA0B5;margin:0 0 22px;max-width:840px}
.site-footer .legal-notice p{margin:4px 0}
.site-footer .ai-notice{font-size:12px;color:#6E7F93;margin-bottom:10px}
.copy{display:flex;flex-wrap:wrap;gap:8px 24px;align-items:center;justify-content:space-between;color:#6E7F93;font-size:12.5px}

/* Responsive */
@media (max-width:1024px){
  .article-body{grid-template-columns:1fr;gap:40px;padding:44px 24px 80px}
  .post-grid{grid-template-columns:repeat(2,1fr)}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:760px){
  .nav-links{position:fixed;inset:72px 0 auto 0;background:#fff;flex-direction:column;align-items:stretch;padding:18px 20px 24px;gap:4px;border-bottom:1px solid var(--line);box-shadow:var(--sh-2);transform:translateY(-130%);transition:transform .3s ease;z-index:99}
  .nav-links.open{transform:none}
  .nav-links a{padding:14px 12px;border-radius:10px}
  .nav-toggle{display:flex}
  .article-hero{padding:48px 0 40px}
  .article-cover{padding:20px 0 0}
  .article-body{padding:36px 0 72px}
  .wrap{padding:0 20px}
  .article-content p{font-size:16px}
  .chart-row{grid-template-columns:92px 1fr 96px;gap:10px;font-size:12.5px}
  .post-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr;gap:34px}
  .consult-form{padding:22px 18px}
}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important;scroll-behavior:auto!important}
}